Free savings calculator
How much are you overpaying
for card processing?
Two numbers from your last statement. Thirty seconds. An honest estimate of what a better rate would put back in your pocket — from a provider with 15 years in merchant services.
Your effective rate
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Typical achievable
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Estimated savings
— / month
That's — a year back in your business.
Honestly? Your rate looks pretty good.
You're at or below what we'd typically expect for your business type. If you want, we'll still review your statement line by line and confirm it — and tell you if we can't beat it.
Estimate only. Based on the effective-rate ranges businesses like yours typically reach after a rate review. Your exact number depends on your card mix, average ticket, and setup — that's what the free statement review nails down.
Switching could also get you a free SEO + AI-search website →
Engineered for Google rankings and AI search visibility, with hosting and monthly updates included while your processing is with us. Typically $10k+/month card volume.
Get your exact number — free
We'll review your statement line by line and show you exactly where the money goes. No charge, no obligation, and if your deal is good we'll say so.
Got it — we're on it.
Andrew or someone on the team will reach out within one business day. Have a recent statement handy — that's all we need for the exact number.
Or book a call nowHow the estimate works
Your effective rate is your total monthly fees divided by your total card volume — the one number that cuts through a confusing statement. We compare it against the range businesses with your payment mix typically land in after a proper rate review, and the gap is your estimated savings.
The instant number is deliberately conservative, and it can't see things a statement can: your card mix, average ticket size, junk fees, or equipment lease traps. That's why the exact quote comes from a free line-by-line statement review — done by us, not a call center, backed by 15 years in merchant services.
And if your current deal is good? We'll tell you that too. An honest "keep what you have" costs us nothing and earns your trust for when you need a POS, a website, or the systems behind the counter.
Frequently Asked Questions
- It compares your current effective rate against the range businesses like yours typically land in after a proper rate review. It is an honest estimate, not a quote — your exact number depends on your card mix, average ticket, and how you accept payments, which is why the free statement review exists. If your current deal is already good, we will tell you that.
- Your total monthly processing fees divided by your total card volume. It is the one number that cuts through confusing statements — if you processed $50,000 and paid $1,750 in total fees, your effective rate is 3.5%.
- One recent monthly processing statement. We break down your effective rate and fees line by line and show you exactly where the money goes. It costs nothing and there is no obligation.
- No. Sometimes the honest answer after a review is that your current deal is fine, or that a small change fixes it. When switching does make sense, we handle the setup, hardware, and training ourselves.
- We are based in the Tampa Bay area and serve Tampa, Land O' Lakes, Pasco County, Wesley Chapel, Lutz, Clearwater, and St. Petersburg in person, with phone and online payment setups available beyond that.
Stop guessing what you pay
Run the numbers above, or skip straight to the free statement review — one statement, one honest answer.
Request a Statement Review